![]() Fixed-rate loans are often a better option when interest rates are low since you can lock in a good rate for your entire loan term.Both can be good choices, depending on your financial situation: Rocket Mortgage offers loans with fixed rates as well as loans with adjustable rates. An APR includes these charges, so it tends to better reflect the true cost of the loan.An interest rate is what you pay back on top of the funds you receive, expressed as a percentage.Also, keep in mind the differences between an interest rate and an annual percentage rate (APR): Mortgage rates change frequently and vary based on your loan term, credit history and mortgage type. But Rocket came through and had the lowest rate I could get for a 30yr fixed.” While the market plays a huge role in what current rates are, one Virginia customer felt they got a good deal: “Times were looking bleak with the market noticed looking great and rates going up. Many reviewers said they got a good rate on either their home purchase or refinance. For reference, the national average across that period was 2.96%, according to Freddie Mac. This rate information is generally updated daily, but for the most accurate rates based on your individual situation, you should contact Rocket Mortgage for a customized quote.ĭisclosures from Rocket Mortgage indicate that its rates for 30-year fixed-rate mortgages ranged from 2.625% to 6.375% in 2021, averaging 2.93% overall - lower than the national average. Rocket Mortgage publishes its current mortgage rates for conventional, FHA, VA and jumbo loans on its website. All of this, over one payment that they claim I am behind! If I could go back and put my mortgage back with Morgan Chase I would so most definitely do it! Beware of this company in their desperate and corrupt activities! If I can't get this fixed today I am going to go to every entity I can find to report them for these fraudulent and corrupt activities against me!! Unbelievable that they are so desperate. So I wake up this morning on October 27th and they have automatically taken the funds out of my account and overdrawn it grossly! I am so upset I can't even believe they would do such a fraudulent corrupt thing such as this, after I told them time and again on recorded calls DO NOT ever take money automatically out of my account! And they absolutely did it anyway! That was 2 days ago I spoke with her on October 25th. So that set my mind at ease a little knowing that if I absolutely had to have a little more time to make up what they say I'm behind, I could. If you don't get the payment which is behind (which I'm not even sure it is) paid by the end of the month we will work it out with you. It took three times talking to her that she finally told me it is our desire to work with you to keep you in your condo not to take you out of it. So I spoke to a lady in resolutions named Michelle. I do not do automatic payments and I have stressed time and again over recorded conversations (so they say) on the phone with their customer service reps (who are absolute tyrants) I have literally been threatened to have my condo repossessed over this one payment behind if I didn't get it paid by the end of the month. And now they say I am behind and are forcing me to pay it. ![]() So now as my accountant and I go over it we see where there are some debits and credits that don't make any sense, and they are in my favor. I would have known it if I had missed a mortgage payment. I told them, I am very adamant when it comes to watching over my finances, bills, mortgage payments and everything as such. It appears like the way it's been moved around there are payments that have been credited and debited and now they're saying that I missed one of my mortgage payments. When you go on to the website and look at my payment history it's very hard to make heads or tails of even my realtor/accountant is having trouble figuring it out. The lame-minded girl who did it moved a bunch of payments around and messed up my payment history very badly. ![]() The rep who did it got it messed up and it had to be recalculated.
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