![]() Existing cardholders: See your credit card agreement terms. For New Accounts: purchase APR is 29.99%. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. ![]() The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. If you do not, interest will be charged on the promo balance from the purchase date. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. Qualifying purchase amount must be on one receipt. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. On purchases of $199 or more made with your Synchrony Car Care™ credit card. No Interest if Paid in Full within 6 Months* Existing cardholders should see their cardholder agreements for their applicable terms. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.ġFor new accounts: Purchase APR is 29.99% Minimum Interest Charge is $2. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. **Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the "MCC") associated with the merchant. No additional action is needed by the cardholder nor the merchant. Promotional financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. Promotional financing is available at auto merchants where Synchrony Car Care is accepted. Gas station purchases are not eligible for promotional financing. For promotional financing details, click here. Minimum Interest Charge is $2.* Minimum monthly payments required. **For new accounts: Purchase APR is 29.99%. We reserve the right to discontinue or alter the terms of this offer at any time. Regular account terms apply to non-promo purchases. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. These payments are equal to 2.39% of initial total promo purchase amount, rounded up to the next whole dollar. Interest will be charged on the promo purchase from the purchase date at a reduced 6.99% APR, and fixed monthly payments are required until paid in full. Discounts may result in the qualifying purchase amount not being satisfied. †Qualifying purchase amount must be on one receipt. ![]() *Qualifying purchase amount must be on one receipt.
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